Introduction & Our Commitment

At Stationcodex, we understand that your financial data deserves the highest level of protection. This privacy policy explains how we collect, use, store, and safeguard your personal information when you use our liquidity and solvency analysis services.

We're bound by the Australian Privacy Principles under the Privacy Act 1988 (Cth), and we take our responsibilities seriously. Your trust matters to us – that's why we've designed our processes to give you complete control over your data while delivering the financial insights you need.

What This Policy Covers

Information We Collect

We collect different types of information depending on how you interact with our services. Here's what we gather and why we need it:

Personal Information

When you create an account or contact us, we collect basic details like your name, email address, phone number, and company information. We also store your communication preferences so we can reach you in the way that works best for you.

Financial Data

For our liquidity and solvency analysis services, you might upload financial statements, cash flow data, or other business metrics. This information is essential for providing accurate analysis, but it's always encrypted and stored securely.

We never collect sensitive information like credit card details, social security numbers, or personal banking passwords. Our focus is strictly on the business financial data needed for analysis.

How We Use Your Information

Your information serves specific purposes related to delivering and improving our financial analysis services. We don't use your data for unrelated marketing or sell it to other companies.

Primary Uses

Marketing Communications

We'll only send you marketing emails if you've explicitly opted in. Even then, every email includes an easy unsubscribe option. Our focus is on sharing genuinely useful financial insights rather than frequent promotional content.

Your Privacy Rights

Under Australian privacy law, you have several important rights regarding your personal information. We've made it easy to exercise these rights through your account dashboard or by contacting us directly.

How to Exercise Your Rights

Most actions can be completed through your account dashboard. For more complex requests or if you don't have an account, email us at help@stationcodex.com with your request. We aim to respond within 30 days and will verify your identity before processing any changes.

If you're not satisfied with how we've handled your privacy concerns, you can lodge a complaint with the Office of the Australian Information Commissioner (OAIC).

Data Security & Storage

Financial data requires serious security measures. We use industry-standard encryption, secure servers, and regular security audits to protect your information from unauthorized access or breaches.

Security Measures

Data Retention

We keep your personal information only as long as necessary to provide our services and meet legal requirements. Account information is typically retained for seven years after account closure for tax and business record purposes, but you can request earlier deletion in most circumstances.

Financial analysis data uploaded for one-time projects is automatically deleted after 12 months unless you're an ongoing subscriber. You can also manually delete specific datasets through your account at any time.

Third-Party Services & Sharing

We work with carefully selected third-party services to deliver our analysis tools and maintain our website. These partners are bound by strict confidentiality agreements and can only use your data for the specific services they provide to us.

When We Share Information

We never sell your personal information to marketers, data brokers, or other companies. Any sharing is strictly limited to what's necessary to provide our services or comply with legal requirements.

International Transfers

Some of our service providers may process data outside Australia, but only in countries with adequate privacy protections or under approved transfer mechanisms. We ensure these transfers meet Australian privacy law requirements.

Changes to This Policy

We review this privacy policy annually and update it when we make significant changes to our data practices. We'll notify you about important changes via email and update the "Last Modified" date at the top of this page.

Minor clarifications or legal updates might not trigger individual notifications, but you can always check this page for the most current version. Continuing to use our services after policy changes indicates your acceptance of the updated terms.