Agreement to Terms

By accessing and using Stationcodex's financial analysis services, you enter into a binding agreement with us. These terms govern your use of our liquidity and solvency analysis tools, educational resources, and professional consultation services.

Your continued use of our platform constitutes acceptance of these terms. If you disagree with any provision, you must discontinue use immediately. We reserve the right to modify these terms with reasonable notice to users.

Service Description and Limitations

Stationcodex provides financial analysis tools focused on liquidity and solvency assessment. Our services are designed for educational and analytical purposes to help businesses understand their financial position.

• Analysis results are based on information accuracy you provide
• Educational content supplements but doesn't replace professional advice
• Tools are designed for Australian business context but may apply elsewhere
• Service availability may vary due to maintenance or technical requirements

User Responsibilities and Data Accuracy

You're responsible for providing accurate financial data when using our analysis tools. Inaccurate information will produce unreliable results, potentially affecting business decisions based on our analysis.

Users must maintain confidentiality of their account credentials and notify us immediately of any unauthorized access. You're liable for all activities conducted through your account.

• Ensure all financial data entered is current and accurate
• Maintain secure access to your account and analysis results
• Use services only for legitimate business analysis purposes
• Respect intellectual property rights of our analytical methodologies
• Comply with applicable laws when using our services

Intellectual Property and Usage Rights

All analytical frameworks, educational content, and software tools remain our intellectual property. You receive limited license to use these resources for your business analysis needs.

You may not reproduce, distribute, or create derivative works from our proprietary analysis methods without written permission. This includes our liquidity ratios, solvency calculations, and educational materials.

• Analysis reports generated are for your internal business use
• Educational materials cannot be redistributed commercially
• Screenshots or copies of our tools require attribution
• Reverse engineering of our analytical algorithms is prohibited

Privacy and Data Protection

We understand the sensitive nature of financial data. Your business information is protected through industry-standard security measures and handled according to Australian privacy legislation.

• Financial data is stored securely with encryption protocols
• Personal information is collected only as necessary for service delivery
• You can request data deletion subject to legal retention requirements
• We may use aggregated, anonymized data for service improvement

Limitation of Liability and Disclaimers

Our financial analysis tools provide insights to inform business decisions. However, we cannot guarantee specific outcomes or accept liability for business decisions made using our analysis.

While we strive for accuracy in our analytical tools and educational content, users should verify results and consult qualified professionals for significant business decisions.

• Analysis results are estimates based on provided data
• We're not liable for business losses resulting from analysis usage
• Service interruptions may occur due to technical requirements
• Educational content is general and may not apply to specific situations
• Professional consultation is recommended for critical decisions

Payment Terms and Refunds

Services are billed according to the subscription plan you select. Payments are processed securely through our payment partners, and refunds are handled according to our fair use policy.

Subscription changes take effect at the next billing cycle. Cancellations must be submitted before the renewal date to avoid charges for the following period.

• Subscriptions renew automatically unless cancelled
• Refunds are available within 14 days for unused services
• Payment disputes should be reported within 30 days
• Price changes will be communicated with 30 days notice

Termination and Account Closure

Either party may terminate service with reasonable notice. We reserve the right to suspend accounts that violate these terms or engage in activities that compromise service integrity.

Upon termination, you'll retain access to downloaded analysis reports but cannot access our online tools. Data retention follows our privacy policy and legal requirements.

• Account termination requires 30 days written notice
• Immediate suspension may occur for serious violations
• Data export options are available before account closure
• Refunds for unused services are handled case by case